Quick Payments and Donations with PayPal and Google Checkout

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Payment Processors

The vast majority of 10K Webdesign clients choose to use one or all of the following for payments online:

1) PayPal

2) Google Checkout (Google Wallet)

3) Authorize.net

In our projects, we typically use Ubercart to handle the shopping cart and checkout functionality, along with one or more of these payment processors.

PayPal is free to sign up with an e-mail account and charges a 2.9% transaction fee, with lower rates for more monthly volume.. You must have a bank account to which you'll attach your PayPal account. By setting up a PayPal account, you accept payments from Amex, Discover, Mastercard, and Visa, as well as from someone who already has a PayPal account. Buttons can be created and placed directly on your site, and you receive a simple e-mail notification when you've received a payment.

Google Checkout is also free to sign up with a Google Account and has a 2.9% + .30 per transaction, with lower rates for more monthly volume. You must display your business' Federal Employee Identification Number, or you may offer your own Social Security Number with a credit card to "enable" your account. 

Authorize.net has a registration fee and monthly fees/transaction fees, depending on your package. Check the website for the most up-to-date details. If enabling Authorize.net, you'll also need to have a dedicated IP address on your host as well as a (strongly recommended) SSL certificate (both of those can be purchased through your Nexcess hosting account).

 

Payments through all of these processors work in a similar fashion: the shopper assembles items into their cart, then "checks out" using a payment, then the notification of the payment is sent back to your website and some additional actions may be set up (for example, upon receipt of member dues, the shopper is "promoted" to member status, or upon receipt of payment, the shopper may access a digital download of PDF or JPG file/s.

 

Depending on your requirements and budget, either one, two, or all three options for payment are available to you. There also may be other ways that emerge as being a good "fit" for you, depending on your needs, such as Amazon Payments, WePay, and more.

 


PayPal

http://www.paypal.com
2.9% + $0.30 per transaction
No Setup Fee
No Monthly Fee
No Cancellation Fee


Google Checkout/Google Wallet

Monthly Sales Through Google Checkout Fees Per Transaction
Less than $3,000 2.9% + $0.30
$3,000 - $9,999.99 2.5% + $0.30
$10,000 - $99,999.99 2.2% + $0.30
$100,000 or more 1.9% + $0.30

No Setup Fee
No Monthly Fee
No Cancellation Fee


Authorize.net

Payment Gateway Fees
  Setup Fee $99.00
  Monthly Gateway Fee $20.00
  Per-Transaction Fee $0.10
  Batch Fee $0.25
 
Standard Features
  Payment Methods
All Major Credit Cards
Signature Debit Cards
Electronic Checks (additional fees apply)*
FREE
  Virtual Terminal FREE
  Batch Upload FREE
  Merchant Interface
Transaction Review and Management
Online Reports and Statements
Account Configuration
FREE
  Processor Connections FREE
  Customer Support
Phone, E-mail, and Live Chat
FREE
  Fraud Prevention and Security
Address Verification Service (AVS)
Card Code Verification (CCV)
FREE
  Connection Methods FREE
 
Value-Adding Products (Optional)
  Automated Recurring Billing™ (ARB)
Setup Fee
Monthly Fee

$0.00
$10.00
  Advanced Fraud Detection Suite™ (AFDS)
Setup Fee
Monthly Fee

$0.00
$9.95
  Customer Information Manager (CIM)
Setup Fee
Monthly Fee

$0.00
$20.00
 
  * Please see the fees page in the application for complete information